Ikpoza, E. A., Ohwo, O. A., Nwajei, C. A., & Tabuanu, C. O. (2020). EFFECTIVENESS OF CREDIT UTILIZATION AMONG FARMERS IN UGHELLI NORTH LOCAL GOVERNMENT AREA OF DELTA STATE, NIGERIA. Journal of Agripreneurship and Sustainable Development, 3(4), 109–118. https://doi.org/10.59331/jasd.v3i4.165