Ikpoza, E. A., Ohwo, O. A., Nwajei, C. A. and Tabuanu, C. O. (2020) “EFFECTIVENESS OF CREDIT UTILIZATION AMONG FARMERS IN UGHELLI NORTH LOCAL GOVERNMENT AREA OF DELTA STATE, NIGERIA”, Journal of Agripreneurship and Sustainable Development, 3(4), pp. 109–118. doi: 10.59331/jasd.v3i4.165.